San Pedro Rideshare Accident Attorney

You trusted a rideshare driver to get you safely to your destination. Instead, you’re dealing with injuries, medical bills, and a maze of insurance complications that nobody prepared you for. The good news? Our law firm can make the process easier, so you can focus on your life and getting back on track after a serious rideshare accident.

At The Law Offices of Robin D. Perry & Associates, our legal team has been helping injured rideshare and car accident victims in San Pedro and nearby communities for nearly 30 years. We want to help you move forward after a horrible San Pedro rideshare crash. Learn more about our firm.

Our main office is located at 100 Oceangate #525, Long Beach, CA, 90802. We are located blocks from Shoreline Village and the Queen Mary. We are easy to reach, no matter where you are in the San Pedro area. Call us today at 562-216-2944 or fill out our confidential contact form.

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“I am beyond grateful for having Robin as my attorney during a great time of need. Robin was accessible, available and went beyond my expectations when it came to representing my best interest in court. He was very knowledgeable about my situation and had no problem explaining the legal process along the way. I couldn’t recommend him and his office more. Thanks!”

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Who’s Really Responsible When Rideshare Accidents Happen?

Rideshare accidents aren’t like typical car crashes. The question of liability gets complicated fast, and that’s exactly what Uber and Lyft are counting on. Here’s what you need to know:

Uber’s Role in Your Accident

Despite what they claim, Uber isn’t just a “technology platform.” When their drivers cause accidents, Uber can be held responsible, but only under certain circumstances. That’s because Uber classifies their drivers as “independent contractors.”

After an accident, rideshare companies make it nearly impossible to figure out whose insurance pays. You might be dealing with:

The driver’s personal insurance (which often excludes rideshare activities)
Uber’s $1 million liability policy (but only under specific circumstances)
Your own insurance policy
Another driver’s insurance if they caused the accident

The timing of when the accident happened determines everything: Was the driver logged into the app? Were they en route to pick up a passenger? Was a passenger in the car? Each scenario triggers different coverage levels, and insurance companies will fight tooth and nail to avoid being the one who pays.

The Three Scenarios That Determine Your Coverage:

Scenario 1: App Off (Driver’s Personal Time)

When the rideshare app is turned off, the driver is technically on their own time. This means:

Only the driver’s personal auto insurance applies
Uber and Lyft provide zero coverage
Many personal policies exclude ridesharing activities entirely
You could be left with minimal or no coverage at all

Scenario 2: App On, Waiting for a Ride Request

Once the driver logs into the app but hasn’t accepted a ride yet:

Uber/Lyft provides limited liability coverage (typically $50,000/$100,000/$25,000)
This coverage is secondary to the driver’s personal insurance
If the driver’s personal insurance denies the claim (which they often do), you’re stuck with minimal rideshare coverage
Comprehensive and collision coverage is extremely limited

Scenario 3: Active Ride (En Route or Passenger On Board)

From the moment a driver accepts your ride request until you exit the vehicle:

Uber’s $1 million liability policy applies
Full comprehensive and collision coverage kicks in
This sounds great, but Uber will still fight every claim aggressively
They’ll look for any reason to argue the driver wasn’t truly “on duty.”

Uber’s $1 Million Policy: Not the Safety Net You Think It Is

Yes, Uber carries $1 million in liability coverage, but accessing it is another story. This policy only kicks in during specific periods of a ride, and Uber’s insurance team is trained to find every possible reason to deny or minimize your claim. They’ll argue the driver wasn’t “on duty,” question the severity of your injuries, or claim you were partially at fault.

This is not fair, and the San Pedro Uber and Lyft accident lawyers at The Law Offices of Robin D. Perry & Associates can help you fight back.

You Need a Lawyer Who Knows the Rideshare Game

Insurance companies, including Uber’s, have teams of lawyers whose job is to pay you as little as possible. Without legal representation, you’re walking into a negotiation where the other side has all the advantages.

They’ll offer quick, lowball settlements before you know the full extent of your injuries
They’ll use your own statements against you to reduce their liability
They’ll delay payments, hoping you’ll get desperate and accept less
They’ll claim your injuries were pre-existing or not related to the accident
They’ll argue that multiple insurance policies should cover your claim, creating endless delays

Our San Pedro rideshare accident attorneys know every trick in their playbook because we’ve been fighting these cases for years. We investigate every angle, from the driver’s history to Uber’s internal policies. We work with medical experts to document your injuries and financial experts to calculate your true losses, not just your immediate medical bills, but your lost wages, future treatment needs, and pain and suffering.

We don’t get paid unless you win, which means we’re motivated to maximize your settlement, not just close your case quickly.

Contact Our Uber and Lyft Rideshare Accident Lawyers

You have one chance to get this right. Once you accept a settlement, that’s it. You can’t go back for more money when you discover your injuries are worse than you thought or when medical bills keep piling up months later.

The rideshare companies and their insurance carriers are hoping you’ll give up or accept whatever they offer. We’re here to make sure that doesn’t happen.

Call The Law Offices of Robin D. Perry & Associates at 562-216-2944 or fill out a contact form right now for a free consultation. No fees unless we win.