California Wildfire Insurance Claims Denials – Your Rights as a Policyholder
California wildfires have ravaged thousands of homes and businesses, leaving families and business owners grieving and traumatized. It’s in these times that insurance companies have the chance to do the right thing, step up, and fulfill their obligations by paying claims out on time and in full.
But that’s not what they do. Instead, insurance companies view these wildfires as a hit to their bottom line. They often do whatever they can legally—and sometimes illegally—to deny claims and bolster their profits. The team at the Law Offices of Robin D. Perry & Associates can help you assert your rights and seek justice during these challenging times.
The team at the Law Offices of Robin D. Perry & Associates is led by Robin D. Perry, Esq., who aggressively seeks verdicts and settlements that make his clients whole. For decades, he has helped clients demand justice from insurance companies and negligent parties. He has seen firsthand how insurance companies have collected Californians’ premium payments for years, only to deny coverage when they need it most.
Conveniently located in office 525 at 100 Oceangate in Long Beach, the Law Offices of Robin D. Perry & Associates is right at the cross streets of W. Ocean Boulevard and Queens Way. Set up your consultation now by calling us at 562-216-2944.
“Robin is the best attorney out there. He shows genuine care, spends quality time getting to understand your specific situation, and offers great insight into understanding the law and how to move forward, whether with him as your attorney, or without.” – David N.
Has Your Home Been Damaged in the Palisades or Eaton Wildfires?
The catastrophic Palisades & Eaton wildfires in and around Altadena and Pacific Palisades have caused acres of damage, leaving many without homes. These fires have also decimated local businesses and devastated the region’s animals, flora, and fauna.
This damage is insidious. Of course, in some cases, the damage is obvious—fire burns the home to the ground or renders it so damaged and weakened that repairs are impossible. In other cases, the damage is harder to see. Exposure to soot, ash, and heat takes a massive toll on a home’s stability and the multiple systems that keep it running. A home’s HVAC system, appliances, concrete, and framing may be completely unusable—even if the home appears to still be standing.
There may also injuries to account for. If a policyholder is seriously injured or burned in a California wildfire, they too may entitled to compensation for their losses, pain and suffering.
How Insurance Companies Deny You the Coverage You Pay For
For those outside the insurance industry, this situation seems straightforward. Homeowners, through no fault of their own, lost their homes and hundreds of thousands of dollars worth of personal property due to wildfires. That’s exactly why they carry insurance in the Los Angeles area.
But if insurance companies paid out every legitimate claim after a massive natural disaster, it would cut into their profits, their C-level bonuses, and their shareholders’ stakes—and they want to avoid that at all costs. That’s why they fight so hard to deny claims.
The bad news is that insurance companies can be very, very good at denying legitimate claims. They may perform a cursory investigation and tell a policyholder that their damages aren’t covered under the terms of their coverage.
They may intentionally draw out the length of the investigation, knowing that people are more likely to give up and lose hope the longer it takes. They may use vaguely written and previously undisclosed contract clauses that can be used in their favor. Their offers may be so low that they insult the homeowners and the value of their property.
Why You Should Choose the Law Offices of Robin D. Perry & Associates
The underhanded methods used by insurance companies in prior natural disasters are often extremely effective. Although state law requires that insurance companies act in good faith, many simply do not. Many people think that they have no further options and simply give up. In court, these companies have large budgets and legal teams that they use to deny policyholders the benefits they pay for.
We believe this exact same scenario will play out time and time again in Altadena, Pacific Palisades, Malibu and neighboring communities, and we think you deserve better. A wildfire has already destroyed your home and derailed your life—you don’t need to fight an insurance company on top of it all. As you focus on your family’s health, mental well being, and new normal, we can hold the insurance company accountable and demand what you deserve. Our team has the knowledge, experience, and drive needed to make it happen.
Contact Us Today—Your Wildfire Insurance Claim Can’t Wait
If a wildfire has left you without options in Altadena or the Pacific Palisades area, don’t take on the insurance company alone. We are here for you in these difficult times. Set up a time to discuss your wildfire insurance claim now by contacting us online or calling us at 562-216-2944.