Cerritos Insurance Fraud Defense Lawyer
Getting charged with insurance fraud can be incredibly stressful. If you’re facing these allegations in Cerritos, you may be worried about the possibility of jail or prison time, steep fines, restitution demands, and the long-term consequences of a criminal record. You may also be dealing with pressure from an insurance company investigator, employer, or even law enforcement often before you fully understand what you’re being accused of.
Your goal right now is simple: protect your future. In many insurance fraud cases, early action makes a major difference. The sooner you get legal guidance, the sooner you can understand your options, avoid missteps, and begin building a defense strategy designed to reduce or dismiss the charges.
If you’ve been arrested, contacted by investigators, or charged with insurance fraud, a Cerritos insurance fraud defense lawyer at The Law Offices of Robin D. Perry & Associates is ready to help. With years of experience representing clients across Los Angeles County and surrounding communities, we understand how prosecutors build these cases and how to challenge them. Learn more about our law firm.
Our office is a short drive from Cerritos at 100 Oceangate, Suite 525, Long Beach, CA 90802, close to the scenic Waterfront Promenade, Shoreline Village, and the Long Beach Convention & Entertainment Center area. If you’re coming from Cerritos near Los Cerritos Center, Cerritos Towne Center, or the Cerritos Center for the Performing Arts, we’re easy to reach via major roads like South Street, Bloomfield Avenue, Carmenita Road, or Artesia Boulevard. Call 562-216-2944 or fill out our contact form to discuss your legal options.
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“I was honored to have this firm represent me in my time of need. They were consistent with keeping me in the loop of everything going on, updates, and made me feel secure and comfortable when I was at my lowest. The firm has a great team and treated me with the utmost respect, not sugar coating anything but putting it all out on the table. Most of all they did not judge me. Thank you Mr. Perry for your support and service.”
What Is Insurance Fraud?
If you’re not fully sure what insurance fraud means, you’re not alone. Insurance fraud is generally treated as a white-collar crime meaning it’s non-violent and typically involves allegations of financial deception. In California, insurance fraud can be charged as either a misdemeanor or a felony depending on the facts, the alleged dollar amount, and the type of claim involved.
In general terms, insurance fraud means you are being accused of trying to get money or benefits from an insurance company through a claim that is alleged to be false, misleading, exaggerated, or otherwise not justified. That could involve submitting a claim, providing inaccurate information during the claim process, or participating in a scheme where others submit claims and you are alleged to be involved.
Potential penalties can be severe
Insurance fraud allegations are taken seriously. Depending on the charge level, potential consequences may include:
- Felony exposure that can involve state prison time and large fines
- Misdemeanor exposure that can still involve up to a year in jail and significant fines
- Restitution, meaning repayment of alleged losses
- Probation, community service, and long-term consequences to your record
The specific outcome depends on the charge, the evidence, and your prior history.
Common Situations That Lead to Insurance Fraud Allegations in Cerritos
Insurance fraud accusations can arise from many types of claims. In Cerritos, allegations may stem from everyday situations, car accidents, workplace injuries, health billing disputes, or property loss claims. Common accusations include:
- Submitting a false claim: Allegations that damage, injuries, or losses were fabricated or exaggerated
- Intentional accident involvement: Claims that a collision was caused or staged to obtain a payout
- Multiple claims for the same injury: Allegations of double recovery or duplicate billing
- Fake theft or property loss claims: Claims that a theft or loss was not real or was misrepresented
- Workers’ compensation fraud: Allegations that an injury was exaggerated or not work-related
- Health insurance fraud: Allegations related to billing, coding, or misrepresenting treatment
Because Cerritos includes busy traffic corridors and commuter routes especially around South Street, Alondra Boulevard, Artesia Boulevard, and areas near Los Cerritos Center, vehicle claims and injury allegations may be heavily scrutinized. The same is true for workplaces and business corridors near Bloomfield Avenue and Carmenita Road, where employment-based insurance disputes can arise.
How Prosecutors Try to Prove Insurance Fraud
Insurance fraud cases often come down to evidence and intent. In many cases, the prosecutor must prove that:
- A false or misleading claim (or statement) was made
- You knew the claim or statement was false or misleading
- You intended to defraud the insurance company
That third part—intent—is often the battleground. Insurance forms can be confusing, claim processes are stressful, and people can make mistakes under pressure. Without solid evidence that you knowingly and intentionally tried to deceive an insurer, it can be difficult for the prosecution to meet its burden.
Defending Insurance Fraud Charges
Being charged with insurance fraud is serious, but it is not a dead end. A Cerritos insurance fraud defense lawyer can challenge weak evidence, expose investigative errors, and build a defense strategy tailored to the details of your case.
Common defense strategies may include:
Lack of Intent
Many people make honest mistakes on forms, misunderstand questions, or provide inaccurate information without realizing it. If the issue was an error not a deliberate attempt to deceive this may be an important part of your defense.
Administrative or Documentation Errors
Insurance companies, medical offices, billing departments, and claims handlers make mistakes. If inaccurate information came from an adjuster, billing process, or recordkeeping issue, it may not reflect intentional misconduct by you.
Insufficient Evidence
Insurance companies often rely on assumptions, surveillance, partial records, or investigator opinions. Your attorney can challenge whether that evidence truly proves fraud beyond a reasonable doubt.
Rights Violations or Improper Investigation
If law enforcement violated your rights such as unlawful searches, coercive questioning, or improper evidence handling, your attorney may be able to seek suppression of evidence, which can weaken the prosecution’s case.
How Our Firm Can Help Cerritos Clients
Insurance fraud cases can involve paperwork, recorded statements, medical records, phone data, and financial documents. Our job is to review the evidence closely, identify weaknesses, and protect you from being pressured into admissions or unfair outcomes.
We can help by:
- Reviewing claim records and investigator reports
- Identifying inconsistencies and missing proof
- Challenging intent and causation allegations
- Negotiating for reduced charges when appropriate
- Pursuing dismissals when evidence is weak
Contact Our Cerritos Insurance Fraud Defense Lawyer Today
If you’ve been charged with insurance fraud, don’t wait. Early legal action can protect your rights and improve your chances of a better outcome. A Cerritos insurance fraud defense lawyer at The Law Offices of Robin D. Perry & Associates can help you understand your options and build a strong defense.
Call 562-216-2944 or fill out our contact form to schedule a consultation. We’re here to help.
