Lakewood Uber/Lyft Accident Attorneys

Lakewood Attorneys Rideshare services like Uber and Lyft have become a regular part of how many people in Lakewood, California get around. They’re convenient and often reliable—until an accident happens. If you were injured in a rideshare crash, it’s completely understandable to feel overwhelmed. You may be dealing with medical bills, missed work, and the confusing question of who’s actually responsible for covering the costs.

If you’ve been injured in an Uber or Lyft accident, you’re probably wondering where to turn. Does Uber or Lyft cover your medical costs? When does their insurance apply? Do you need to involve a lawyer?

At The Law Offices of Robin D. Perry & Associates, we understand the frustration and stress that can follow an accident. With over 25 years of experience helping Lakewood and Southern California residents, our Lakewood Uber and Lyft accident lawyers are here to help you get the answers and compensation you deserve. Learn more about our car accident law firm.

The Law Offices of Robin D. Perry & Associates is conveniently situated at 100 Oceangate, Suite 525, Long Beach, CA 90802, just a short drive from Lakewood. Our office is located near the Aquarium of the Pacific and the Long Beach Convention Center, with easy access from both the I-710 and I-605 freeways. Whether you’re traveling from Lakewood, Seal Beach, or Wilmington, reaching us is straightforward. Call us at 562-216-2944 or fill out our online contact form to arrange a consultation and receive the trusted legal support you deserve.

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Does Uber or Lyft Pay for Injuries?

Yes, you can file a claim—but it depends on the situation. Uber and Lyft both carry insurance that can cover injuries after a crash, but how much coverage applies depends on what the driver was doing at the time. Were they waiting for a ride request? On the way to pick someone up? Actively transporting a passenger? Each scenario comes with different rules, and that can affect how your claim is handled.

Here’s how their insurance policies typically work:

1. When the Driver Is Logged Out of the App

If the Uber or Lyft driver was not logged into the rideshare app at the time of the accident, then Lyft or Uber’s insurance does not apply. The driver’s personal car insurance would be responsible for covering the damages.

2. When the Driver Is Logged Into the App but Waiting for a Ride Request

If the driver was logged into the app but had not yet accepted a ride, Uber and Lyft provide limited coverage:

$50,000 per person for bodily injury.
$100,000 per accident for bodily injury.
$25,000 for property damage.

However, these amounts might not even cover your medical bills in a serious accident, which is why pursuing additional compensation may be necessary.

3. When the Driver Is En Route to Pick Up a Passenger or Transporting a Rider

When a driver is actively transporting a passenger or on their way to pick one up, Uber and Lyft’s insurance coverage is at its highest. This includes:

$1 million in liability coverage.
Uninsured/underinsured motorist coverage applies if another driver caused the crash but doesn’t have enough insurance.
Contingent collision/comprehensive coverage for property damage (if the driver has this coverage on their personal policy).

This $1 million policy sounds generous, but actually accessing it can be more complicated than it seems.

When Do Uber or Lyft Pay?

Uber and Lyft do have insurance policies, but getting compensation through them isn’t always simple. In many cases, their coverage only comes into play after other insurance options—like the driver’s personal policy—have been used. That can make the process frustrating and more complicated than most people expect.

Here’s an example of how this process typically works:

If the rideshare driver caused the accident, Uber or Lyft’s insurance should step in—but only after the driver’s personal insurance denies the claim.
If another driver caused the crash, you’ll first need to go through their insurance company. If their coverage is insufficient, Uber or Lyft’s uninsured/underinsured motorist policy may apply.

This process can slow things down, making it harder to get the compensation you need when you need it most. You could find yourself juggling multiple claims—while also trying to recover from painful injuries and mounting medical bills. It’s a lot to handle on your own, and the delays can add even more stress to an already difficult situation.

Why Is It Complicated?

Accidents involving Uber or Lyft are often more complex than typical car accidents, for several reasons:

1. Determining Liability – So who’s actually responsible—and who’s going to pay for the damage? It’s not always simple to figure out. Sometimes it’s the rideshare driver. Other times, another car was to blame, or maybe the road itself was unsafe. Getting to the truth usually means investigating the crash and the moments that led to it. You might end up dealing with a mix of drivers, insurance adjusters, and even the rideshare company all at once. It can get complicated and insurance companies count on this to get you to settle for less that you deserve.

2. Navigating Rideshare Company Policies – Uber and Lyft are billion-dollar companies with teams of lawyers and insurance adjusters on their side. They may argue that their driver was not “on the clock” or claim that your injuries aren’t serious enough to justify compensation. Without a lawyer in your corner, it can be difficult to stand up to these corporate giants.

3. Insurance Complications – Rideshare accident cases often involve multiple layers of insurance:

The rideshare company’s policy.
The driver’s personal insurance.
The at-fault party’s insurance (if someone else caused the accident).

Trying to figure out which policy applies and in what amount is a legal maze that can leave you feeling lost.

4. Lowball Settlement Offers – Insurance companies want to reduce how much they have to pay. To do this, they often offer quick settlements to injured accident victims. While these initial offers might seem tempting to take – don’t do it! They’re typically only a fraction of what you truly need to recover and once you accept their offer, you lose the right to pursue future compensation.

This is where having an experienced Uber/Lyft accident lawyer can make all the difference.

Call a Lakewood Uber/Lyft Accident Lawyer Today

An Uber or Lyft accident can completely upend your life, leaving you with medical bills, lost income, and new challenges you never expected to face. But you don’t have to go through it alone. At The Law Offices of Robin D. Perry & Associates, we’ve been helping Lakewood injury victims for over 25 years. We understand what you’re going through, and we know how to help you move forward.

Call us at 562-216-2944 or fill out our contact form for more information and to schedule a FREE consultation. We’ll explain your rights, guide you through the next steps, and take the legal pressure off your shoulders.

You don’t have to face this alone. Contact us now—we’re ready when you are.