Carson Uber/Lyft Accident Lawyers
Riding in an Uber or Lyft is often the most convenient and responsible choice in Carson, California. Whether you’re heading to work, a social event, or just out running errands, rideshare apps have made getting around town easier than ever. It also makes getting home from a night on the town even safer.
But what happens if you’re involved in an accident while using one of these services? Can you get the compensation you deserve? Who’s responsible, and how does insurance work in these cases?
At The Law Offices of Robin D. Perry & Associates, our skilled Carson Uber/Lyft accident attorneys understand the challenges you face after a rideshare accident involving Uber, Lyft, or other service. We are here to help you get maximum compensation for medical bills, lost income, and more. Learn more about our firm.
Our office is located just a short distance from Carson, at 100 Oceangate, Suite 525, Long Beach, CA 90802, right off W. Ocean Blvd and Queens Way. Whether you’re near the Aquarium of the Pacific or the bustling Shoreline Village, we’re easy to find. Call us today at 562-216-2944 or submit a contact form to schedule your free consultation. Let’s talk about your rideshare accident and how we can help you get the compensation you deserve.
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How Common Are Rideshare Accidents
Rideshare accidents have indeed been increasing steadily since the rise of services like Uber and Lyft. Studies show that the number of accidents per 100,000 people in the U.S. nearly doubled from 2 to 3.5 between 2010 and recent years due to the growing number of rideshare vehicles on the road.
The National Highway Traffic Safety Administration (NHTSA) found that the number of accidents involving rideshare drivers is also disproportionately high compared to regular drivers. The increase in Uber and Lyft drivers can often mean more distracted driving, longer hours on the road, and higher chances of risky driving behavior, which can lead to accidents.
If you’re involved in an accident with a rideshare vehicle, it’s important to remember that you may not be the only party at fault. This makes rideshare accidents a little complicated.
Who is Responsible for an Uber or Lyft Accident?
One of the main things that makes Uber and Lyft accidents different from regular car accidents is who’s responsible for the damage. The driver’s role, the rideshare company, and even other factors like third-party drivers can all influence who ultimately pays for damages. The situation can be a bit confusing, especially when the fault isn’t clear right away.
In general, two types of accidents could affect who is responsible:
- When the driver is actively transporting a passenger.
- When the driver is available but not yet on a trip.
If the Uber or Lyft driver is actively driving a passenger to their destination and causes an accident, the driver’s personal insurance is usually supplemented by the rideshare company’s insurance policy. Uber and Lyft have a “commercial insurance umbrella” that kicks in during these times, providing coverage for the driver’s actions while they’re on the clock. However, this doesn’t necessarily mean the company will cover all of your medical expenses or lost wages if you’re hurt.
On the other hand, if the driver is not actively transporting a passenger but instead just waiting for a ride request, the situation becomes trickier. In these cases, Uber and Lyft’s insurance may offer much less coverage, and the driver’s personal insurance policy may be the primary source of compensation.
The Role of Uber and Lyft’s Umbrella Insurance Policy
Both Uber and Lyft offer insurance coverage to their drivers through what’s known as an “umbrella policy.” This policy acts as a safety net, covering any gaps that might exist between a driver’s personal insurance and the needs of the situation.
Uber and Lyft’s umbrella insurance covers different things depending on whether the driver is actively transporting a passenger or waiting for a ride request. Here’s how it breaks down:
- When the driver is on a trip (actively transporting a passenger), Uber and Lyft’s umbrella policy typically covers up to $1 million in liability insurance. This would include medical bills, property damage, and even lost wages if the driver is at fault.
- When the driver is not on a trip (waiting for a ride request), Uber and Lyft provide much lower liability coverage—typically up to $50,000 per person and $100,000 per accident for bodily injury. Property damage is usually capped at $25,000.
As you can see, there’s a major difference in coverage depending on whether the driver is actively driving or not. This is just one of the complexities that can make dealing with an Uber or Lyft accident a lot harder than a typical car accident.
Rideshare companies, particularly Uber and Lyft, have been known to fight claims aggressively. These companies are huge, with deep pockets and a team of lawyers ready to minimize payouts. Without a Carson Uber and Lyft accident attorney on your side, you may find yourself at a disadvantage when negotiating a fair settlement for your damages.
Contact Our Uber/Lyft Accident Attorneys Today
If you or someone you love suffered an injury in an Uber or Lyft accident in Carson, CA., we are here to help. Our law firm knows how to go up against large companies like Uber and Lyft and win. We can hold them accountable when rideshare drivers cause accidents and help you get the money you need to get back on your feet.
Ready to speak with a lawyer? Reach out to the experienced Carson rideshare accident attorneys at The Law Offices of Robin D. Perry & Associates today for a free consultation. Call us now at 562-216-2944 or fill out our contact form. We’re here to help!